At CUB, we take pride in empowering local businesses to thrive and prosper. Our diverse team of relationship bankers understands that the heart of every community lies in the success of its businesses. That’s why we offer a comprehensive suite of business banking solutions tailored to meet the unique needs of entrepreneurs and enterprises alike. Whether you’re a startup taking those initial steps toward growth or an established company seeking to expand your horizons, we are here to provide the personalized support and financial guidance you need. Discover the difference of banking with a local bank that’s committed to fueling your success. CUB’s business offerings are growing by the day. Contact us to learn more!

Small and commercial business loans to help grow your business.

We take immense pride in nurturing the growth of local small and mid-size businesses that form the backbone of Oakland County. Our dedicated team of loan professionals is committed to offering a tailored suite of business loan products designed explicitly with your unique needs in mind. Whether you’re a budding startup, an established family-owned business, or a thriving mid-size company, we understand the challenges you face. That’s why our business loan products come with flexible terms, competitive interest rates, and personalized support to help you seize new opportunities and overcome hurdles. And, because we are a community bank, we have local market knowledge allowing us to make decisions quickly.

When you partner with CUB, you’re not just accessing financial resources; you’re joining a community-driven institution that shares your vision for progress and prosperity. Empower your local business with a bank that truly cares – explore our exclusive range of business loan products.


Business Loans CUB Offers
  • Term loan
  • Line of credit
  • Line to term out
  • Owner occupied mortgage
  • Investment property mortgage
  • Letter of credit
  • SBA lending products

Contact one of our relationship bankers to learn more about our loan products and how our knowledgeable team can help you turn your idea into a successful business reality.

CUB small and mid-size business checking solutions help you manage and control your account transactions.

Open an Account

At CUB, we recognize our business checking accounts are meticulously designed to cater to the diverse needs of local businesses, big or small. With low or no monthly fees and access to robust online banking tools, managing your day-to-day finances has never been more seamless. Stay in control of your cash flow, track expenses effortlessly, and enjoy the convenience of mobile banking that keeps up with your busy schedule. Whether you’re just starting or well-established, our business checking accounts offer the flexibility and support you deserve to take your business to new heights. Experience the ease of banking with a  bank that truly understands and prioritizes your business – explore our range of business checking accounts today.


Small Business Checking

Designed for businesses and entrepreneurs with lower transaction volume, our Small Business Checking is a cost effective way to manage your day-to-day banking. Facilitate seamless payments, deposits and withdrawals safely online or in our branch.


Commercial Checking

With our commercial checking account, businesses with higher daily transaction volume will find value in our services that help you offset fees through earnings credits. Benefits include:

  • Personal account review and recommendations to help you understand fees and services.
  • Earnings credit on account balances to help offset service fees.
  • Cash management tools to help expedite transaction workflow.

Non-Profit Checking

Your business is doing greater good to help the community. That’s why CUB offers no transactions fees (up to 100 transactions per month) and no minimum balance or service charges on our Non-Profit Checking Accounts. Ensuring your businesses money is going where it belongs – back into deserving community projects and people.


IOLTA Checking

It’s all about trust – between your firm, your client and the bank holding funds. At CUB, we offer fee free IOLTA checking to ensure all interest is supporting legal aid and public service. For additional information, please visit the Michigan State Bar Foundation’s website.

Earn competitive interest rates in an FDIC insured CUB business savings account.

For small and mid-size businesses looking to secure their financial future, CUB offers a range of tailored savings account solutions. Our accounts provide a reliable way to accrue funds, earn competitive interest rates, and build a solid financial foundation so you can focus on what really matters – the growth and financial health of your business.

Open an Account


Community Business Money Market

Our business money market accounts provide an ideal balance of liquidity and earning potential, offering competitive interest rates while still allowing convenient access to funds for your company’s needs. This account also comes with free TeamCUB MMA checks.


Business Certificate of Deposit

Looking at flexible options for investing surplus funds? With this short-term Fixed-rate strategy, you’ll earn a competitive interest rate in terms as little as six or as long as sixty months.


Public and Municipal Money Market and Certificate of Deposit

Designed specifically for local municipalities in Southeast Michigan, invest government surplus income or revenue for public projects and programs.

Better Cards. For better business. Find the best card for your small business.

Earn reward points – ScoreCard Rewards Card

Let all those purchases work for you, with a rewards card.

Low Rates – Visa Platinum Card

Your card offers more than just a competitive rate.

Apply Now

Business banking services that grow with you.

Whether it’s through business account features and benefits or our suite of services, we are invested in your growth because when small businesses win, the community wins. Thanks to our highly knowledgeable team and innovative banking technology, your focus is where it needs to be – on your business.


Single Sign-On Remote Deposit Capture

Access your CUB accounts and deposit checks all with the click of a button! Our SSO RDC feature makes depositing checks efficient while still ensuring the highest level of security. CUB offers technical and driver support with bank issued equipment.


ACH & Check Positive Pay

Help protect you and your business against financial loss with our same-day ACH transaction and check validation services.


Wire Services

Through CUB’s online banking platform, send money quickly and securely to domestic and international business partners.


Merchant Services

Accept secure credit card payments from your customers, with next-day funding to your account with CUB’s merchant services.


Cash Management

Maintain cash on-site to operate your day-to-day business while moving and storing it securely.


Premium Reporting

Receive comprehensive and detailed insights into your financial activities and performance. Through customizable reports, you gain a deeper understanding of your cash flow, transaction history, account balances and other key metrics – empowering you to make informed financial decisions with ease and accuracy.


Online Business Banking

Manage sub-user account and feature access via the CUB business banking portal.


Mobile Banking

Business never sleeps and neither do we. Access your business accounts and services 24/7/365 with CUB mobile banking. Download the CUB mobile app today!


Online Bill Pay

Save time, avoid late fees and track payments with online bill pay.


QuickBooks Integration

Seamlessly connect your financial data and accounting between CUB and QuickBooks. Get real-time visibility into transactions, expenses, bill payment and more, allowing you to make highly-informed business decisions.


Business Account Debit Card

Access your businesses cash safely and securely while on the go. Set up or change your PIN, disable your card and manage travel and spending alerts remotely.

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