At CUB, our goal is to enable the financial empowerment of the people we serve. That’s why our wide range of personal banking solutions are tailored to meet the needs of our customers. Whether you’re looking for a reliable checking account for everyday transactions, a savings account to help build generational wealth, or personalized services that cater to your individual preferences, CUB has you covered. Experience the convenience of modern banking with our high-tech, user-friendly online and mobile platforms, coupled with the personalized attention and expertise of our knowledgeable team. At CUB, we are not just your bank; we are your trusted neighbor committed to empowering you on your journey to financial success. Discover the power of a banking relationship that truly understands and cares about you – explore our personal savings, checking, and services today.
We believe that managing your day-to-day finances should be effortless and stress-free. CUB’s personal checking accounts are designed to provide you with the ultimate banking convenience, ensuring that your money is always within reach whenever you need it. Whether you’re making everyday purchases, paying bills, or managing your expenses, our checking accounts offer the flexibility and features to suit your lifestyle. With user-friendly online banking and mobile app access, you can securely monitor your account, deposit checks, and transfer funds with ease. Plus, our knowledgeable team is here to assist you every step of the way, guiding you towards the perfect checking account that aligns with your personal and financial goals.
Designed for those who are just beginning their financial journey, DreamsBegin Checking makes it simple and no-cost with zero minimum balance requirement and no monthly service fee.
With our premium checking account you’ll enjoy a range of exclusive benefits including:
A refreshing take on checking, our GoGreen Checking experience is eco-friendly with paperless statements and checks. Additional benefits include:
Designed specifically for healthcare and other professionals. Schedule an appointment with one of our relationship bankers to learn more.
This account is available to those who work for companies that bank with CUB. Employees of CUB business account customers will have access to special personal accounts benefits such as free first order of TeamCUB checks, free paper statements, special loan rates and financial wellness workshops to help you plan for your future.
Through customized checks and debit cards, celebrate your authentic self in your community. Please inquire with one of our relationship bankers to learn more about specific benefits.
Our personal savings accounts and benefits are designed to meet the unique needs of you and your family. Whether you’re saving for a special purchase, planning for your future, or building an emergency fund, our savings accounts offer competitive interest rates and secure options to grow your money. With flexible terms and minimal fees, you can watch your savings grow at your own pace, while enjoying the peace of mind that comes with entrusting your funds to a community-focused bank.
Whether you’re saving toward a goal or for unexpected expenses such as home repairs or medical, our FourSeasons Savings Account lets you do it – all while earning interest! You’ll enjoy no minimum monthly balance or service charge when linked to your CUB checking account.
Designed for adult custodians of a minor, our FutureSavings UTMA allows you manage funds until they become of age.
Maintain more accessibility to your money through checks and a debit card while earning higher interest on larger account balances. This account also comes with free TeamCUB MMA checks.
Build wealth for the long-term with this fixed-rate, short-term account as part of your investment strategy. Earn a competitive interest rate in terms as little as six or as long as sixty months.
At CUB we offer both traditional and Roth IRA accounts. Talk to one of our highly experienced banking experts about which is right for you.
Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits. Choose from three great options all from the bank you know best.
Enjoy the following features with all of the above options:
* See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3 Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.
Our Visa Signature® credit card is the card that goes beyond ordinary rewards. Earn 30,000 bonus points when you spend $2,500 in the first 3 months. Plus, receive competitive rates* with exclusive perks and great benefits.
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1In order to access rewards, your account must be open and in good standing.
Our Secured Credit Card* is the perfect solution if you are looking to build or re-build your credit. It works like any other credit card except it requires a security deposit which is held as collateral for your account. Plus, you receive these great benefits.
Member FDIC
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1 In as little as 13 months of responsible use, you become eligible for an account review for graduation to an unsecured credit card. In order to graduate, you must make on-time payments, spend within your credit limit, have a credit score of at least 660, and have no delinquencies in 12 months. If your account becomes 30 days delinquent, we will close the account and use your security deposit to pay any outstanding balances. Any remaining funds will be returned to you within 90 days of account closing.
2 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
We understand that personal banking goes beyond just financial transactions – it’s about building lasting relationships and empowering you to achieve your dreams. Our growing suite of personal banking services is designed for your unique financial needs. At CUB, we are more than just a community bank; we are your trusted neighbor, committed to helping you achieve your financial goals. Experience the difference of personalized banking – discover our personal banking services today.
Smart Money Manager consolidates all your online accounts from other financial institutions in one place under your CUB login. Set smart alerts, get budgeting tools and more.
Through the CUB website and mobile app, conveniently access and manage your money from anywhere. This includes Smart Money Manager, opening and managing your account, mobile deposits, online bill-pay, and more.
Surcharge-Free access to your money at over 55,000 ATMs nationwide and 1,327 locally located in CVS, Walgreens, Rite Aid, Speedway, Target and additional retail locations.
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